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Transform Unpaid Invoices into Working Capital

Make the most of every invoice, today.

Invoice Finance

Dinheiro Payments offers a streamlined Invoice Finance solution that helps businesses unlock immediate cash from unpaid invoices. Instead of waiting for clients to settle their bills, you can access up to 90% of the invoice value quickly, providing the liquidity needed to maintain smooth operations. The process is simple, submit your invoices, our lender will advance the funds within days. Once your customer pays, we release the remaining balance.

Our Invoice Finance service is ideal for businesses looking to improve cash flow, reduce the strain of late payments, and avoid taking on debt. With no hidden fees or long-term commitments, our flexible terms give you the financial freedom to scale your business. You retain full control over your customer relationships, and our team provides expert support throughout the process, ensuring a seamless and efficient experience. Let Dinheiro Payments help you grow with ease and confidence.

Invoice finance offers the working capital necessary to cover operational expenses, fulfil supplier payments and persue expansion opportunities, ensuring your business has cash when it matters most.

How Invoice Finance Works

Imagine you've delivered goods or services to a customer, but they'll only pay in 60 days. While waiting, you still need to pay your suppliers, manage wages, and invest in your business. Invoice finance bridges this gap by advancing most of the invoice value upfront.

You issue an invoice to your customer for £100,000.

1

We advance up to £80,000 (80% of the invoice value) within a few days.

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Once your customer pays the invoice, you receive the remaining £20,000 minus a small service fee.

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It's a simple, efficient way to keep your cash flow healthy without taking on traditional loans or adding to your debt.

Where Invoice Finance Helps

A retail business experiences high sales during the holiday season and needs extra stock. They use invoice finance to pay suppliers early, ensuring shelves are stocked and customers are happy.

Seasonal Demand

A manufacturing company struggles with customers who often delay payments. Invoice finance ensures they can pay staff and suppliers on time, avoiding disruptions.

Managing Late Payments

A construction company wins a large project but needs to pay for materials upfront while waiting for payment from the client. Invoice finance gives them the cash flow to purchase supplies and keep the project on schedule.

Growing Businesses

An exporter ships products overseas but faces long payment terms from foreign buyers. Invoice finance provides immediate funds to manage shipping costs and pay their suppliers.

International Trade

Benefits

Increased Cash Flow

Receive funds upfront to manage daily operations without waiting for customer payments.

Supporting Business Growth

Invest in new projects, hire staff, or purchase equipment with a steady cash flow.

Boosting Supplier Relationships

Pay suppliers promptly, secure better terms, build stronger partnerships, and grow trust.

Mitigates Risk

Protect your business from cash flow issues caused by late-paying customers.

Scalability

Solutions tailored to your business needs, whether you're small or growing rapidly.

Cost-Effective Financing

With fees as low as 1.1% per 30 days, invoice finance is a smart alternative to traditional loans.

Invoice Finance Facilities

Our invoice finance facilities are designed to meet your business's unique need.

Access funding for invoices ranging from £20,000 to £2,000,000.

Repayment terms of 30, 60, 90, or 120 days, giving you flexibility.

Use named accounts to simplify customer payment processing.

Enjoy competitive fees starting at just 1.1% per 30 days.

Invoice finance is more than just a funding solution; it's a strategic tool for growth.

Instead of worrying about cash flow, you can focus on expanding your business, building strong relationships with suppliers and customers, and achieving your long-term goals.

We handle supplier payments, documentation, and compliance for you.

Need another finance solution?

  • Acquire essential equipment immediately.

  • Secure up to £2 million in funding with 70% government-backed assurance.

  • Selling your invoices for immediate funds.

  • Secure payments for international transactions.

  • Access immediate capital based on your daily card sales.

  • Leverage your assets to secure substantial funding at lower interest rates.

  • Obtain swift, unsecured funding to fuel your business growth.

  • Boost your cash flow to cover daily operational expenses.

Ready to transform your business with invoice finance?

Get in touch today to learn how we can tailor a solution for you.